Ancillary Products
Enhance your coverage with our ancillary products.
Designed to complement your main health insurance, these options provide added protection and flexibility to help you safeguard your health and peace of mind.
Temporary Plans
Temporary or short-term health insurance plans offer coverage for a limited period, typically from one month to a year, depending on state regulations. They are designed to bridge gaps in coverage, such as between jobs or before becoming eligible for other insurance.
Key Features:
- Flexible coverage periods.
- Generally lower premiums than ACA plans.
- Helpful during life transitions or unexpected gaps in coverage.
Note: These plans may not cover pre-existing conditions or all essential benefits.
Limited Benefit Plans
Limited benefit health insurance plans provide coverage for specific medical services or set dollar amounts per condition. They are designed as supplemental protection rather than full major medical coverage.
Key Features:
- Fixed cash benefits for certain medical services.
- Lower premiums compared to comprehensive plans.
- Can be combined with other insurance for added protection.
Note: These plans do not replace comprehensive health insurance.
Dental Insurance Plans
Dental insurance helps cover the cost of routine dental care as well as more extensive treatments. Plans may include preventive care, basic services, and major procedures.
Key Features:
- Preventive care such as exams, cleanings, and X-rays.
- Options for coverage of fillings, crowns, and oral surgery.
- Networks of dentists that offer reduced costs.
Vision Insurance Plans
Vision insurance helps cover routine eye care and expenses related to maintaining good vision health. These plans often include benefits for eye exams, prescription lenses, frames, and contact lenses, as well as discounts on corrective surgeries such as LASIK.
Key Features:
- Coverage for annual eye exams and vision screenings.
- Benefits for prescription glasses, lenses, or contact lenses.
- Discounts on elective vision correction procedures.
- Access to a wide network of optometrists and eye care specialists.
Travel Insurance Plans
Travel insurance provides health coverage and financial protection when traveling domestically or internationally. Plans may cover medical emergencies, trip cancellations, and other unexpected travel issues.
Key Features:
- Emergency medical care while abroad.
- Coverage for trip interruption or delays.
- Peace of mind during international travel.
Hearing Insurance Plans
Hearing insurance helps cover the cost of hearing exams, hearing aids, and related services. These plans are designed to support individuals experiencing hearing loss by reducing out-of-pocket expenses for testing, devices, and ongoing care.
Key Features:
-Coverage for hearing exams and diagnostic tests.
-Discounts or allowances for hearing aids and fittings.
-Access to a network of audiologists and hearing specialists.
Note: These plans can complement other health coverage for comprehensive hearing care.
Hospital Indemnity Plans
Hospital indemnity insurance provides a cash benefit to help cover expenses during hospital stays due to illness or injury. Benefits are paid directly to the policyholder, offering financial flexibility to manage costs not covered by other insurance.
Key Features:
-Fixed cash benefit for each day of hospitalization.
-Can be used for any purpose, including medical bills or personal expenses.
-Complements existing health insurance for added financial protection.
Note: These plans are designed as supplemental coverage, not a replacement for major medical insurance.
Frequently Asked Questions
Q:
Do you offer free, no-obligation consultations?
Yes. Our licensed insurance agents provide free, no-obligation consultations to help you understand your coverage options before making a decision.
Q:
Can you help me enroll directly in a plan?
Absolutely. In addition to guiding you, we support you throughout the entire enrollment process to ensure your coverage is activated correctly and on time.
Q:
Do you offer educational seminars?
Yes. We offer free educational seminars upon request. These sessions are designed to provide clear, reliable information about healthcare and insurance options, helping individuals and groups stay informed and make confident decisions.
Q:
What are the benefits of working with Health Insurance Solutions instead of doing it on my own?
With us, you receive personalized attention, ongoing support after enrollment, and the peace of mind of having a team that represents you with the insurance companies in case of questions or issues.
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1127 Eldridge Pkwy #300-369 Houston, TX 77077
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© 2026, Health Insurance Solutions A non-government entity powered by Health Insurance Solution, a health insurance agency.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. If you are a Medicare beneficiary and would like to know more about all your the products in your service are please visit www.medicare.gov or call 1–800– MEDICARE to get information on all of your options.
Health Insurance Solutions represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare If I qualify for Medicare, I request to speak with a licensed insurance agent who can provide details on available Medicare Advantage and Prescription Drug Plans benefits. This request does not obligate me to enroll in a plan, change my current coverage, or automatically sign me up for a new plan.
*Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B.
Not all plans offer all these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of year unless you qualify for a Special Enrollment Period. MULTIPLAN_HIS_WEB_2026_C.
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